Everything You Should Know about Matrixport Investment Products
The crypto market is ever-changing. How can investors secure stable investment income? With so many wealth management products available, how should users choose?
This article will provide an overview of Matrixport’s investment products to help you quickly find your suitable product.
Matrixport offers a variety of investment products catering to different user needs, including flexible saving and fixed income investments, as well as investment products like dual-currency investments and snowball, and on-chain wealth management products like ETH staking and Restaking.
Beginner-Friendly, Stable Income
Represented by “Flexible Saving” and “Fixed Income”, these stable investment products are suitable for crypto beginners and essential for experienced players seeking comprehensive asset allocation.
As the name suggests, “Flexible Saving” are savings product that can be deposited and withdrawn at any time. Similar to savings accounts, they offer relatively stable returns and good liquidity. Flexible Savings are suitable for users who do not have immediate needs for funds but do not want their funds to sit idle and want to earn some returns.
Matrixport’s Flexible Saving products calculate interest on an hourly compounding basis with no investment limit, making them easy for new to use. Currently, they support 16 cryptocurrencies including BTC, ETH, USDT, and USDC. The 14-day average annualized return for USDT is 3.76% (data as of June 13).
“Fixed Income” refers to products with a predetermined annualized return rate set before the product is issued. Similar to fixed deposits, Fixed Income products offer higher returns than Flexible Saving but sacrifice some liquidity, as funds can only be redeemed upon maturity. These are suitable for users who are optimistic about the market trends and want to earn interest by holding crypto.
Currently, Matrixport’s fixed income products support 14 mainstream digital assets, including BTC, ETH, BNB, USDT, and USDC, with investment periods of 7, 30, 45, 60, and 90 days. The annualized return for the same asset varies with the investment period, generally increasing with longer periods. Currently, the 7-day fixed income annualized return for stablecoins (USDT, USDC) is 6%. Occasionally, Matrixport offers 30-day USDT fixed income products with 20% APY, available in limited quantities and sold out quickly.
High-Risk, High-Return Products for Advanced Investors
“Dual-Currency” are versatile options among advanced wealth management products, meeting various needs such as profit-taking, bottom-fishing, and holding. They are non-principal-protected products with fixed returns. The return rate is fixed at the time of purchase, but the settlement currency is uncertain. Upon maturity, the settlement currency depends on the comparison between the settlement price and the pegged price.
“Dual-Currency” involves two currencies, with investment directions divided into “sell high” and “buy low.” Generally, the “sell high” direction requires purchasing with the corresponding token, while “buy low” requires using USDT/USDC. However, there are exceptions, such as Matrixport’s “ETH/BTC” product, where “sell high” requires ETH, and “buy low” requires BTC.
Simply, choosing “sell high” is equivalent to selling a call option, and choosing “buy low” is like buying a put option. Dual-Currency investments are suitable for investors with a clear forecast of market trends. For example, if a user expects a volatile market, choosing a suitable period dual-currency product where the price fluctuates between the upper and lower thresholds can yield high returns. If a user anticipates a short-term decline followed by a rise, selecting an appropriate period “buy low” product can help them buy at a low price and earn investment returns. If a user expects a market uptrend followed by a correction, choosing a “sell high” product can help them achieve profit-taking at a high point.
Matrixport’s Dual-Currency Investment products support 12 digital assets, including BTC, ETH, ARB, BCH, BNB, ORDI, and OP, with a wide range of investment periods from 0.1 to 287 days.
“Snowball” is a medium-to-high threshold, medium-to-high risk, and medium-to-high return investment product, suitable for investors with certain risk tolerance and a clear market outlook. Matrixport’s Snowball products are American options that can be exercised on any date after purchase. Snowball has “knock-in” and “knock-out” prices, as long as the purchased Snowball product fluctuates between these two prices, the return will increase like a snowball rolling in the snow.
Matrixport currently offers USDT bullish snowball, BTC bullish snowball, BTC bearish snowball, ETH bullish snowball, and ETH bearish snowball products.
One-Stop Service for On-Chain Wealth Management
Matrixport’s on-chain wealth management products focus on ETH staking, including Eigenlayer native Restaking, Lido ETH staking, P2P.org native staking, and Paralinker native staking. These products simplify the investment process for users, eliminating the need for complicated on-chain operations and staking yield conversions. Upon maturity, Matrixport will convert staking yields into ETH for users. These products are suitable for users with idle ETH who do not want to perform complex on-chain operations.
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Disclaimer: The above content is for informational purposes and for reference only. The content does not constitute investment advice, an offer to sell, or a solicitation of an offer to buy, to residents in the Hong Kong SAR, the United States, Singapore, and other countries or regions where such offers or solicitations may be prohibited by law. Digital asset transactions can be extremely risky and volatile. Investment decisions should be made after careful consideration of individual circumstances and consultation with financial professionals. Matrixport is not responsible for any investment decisions based on the information provided in this content.
